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What is Conditional Sale (CS)

You put down a deposit and borrow the remaining cost of the vehicle, paying it back monthly over the term of the agreement. At the end of the agreement you own the vehicle.

Initial deposit – You put down a deposit of around 10% of the vehicle price and pay the remaining cost of the vehicle over the term of the agreement.
Fixed monthly repayments – Monthly repayments are fixed during the agreement and spread equally throughout the term, including interest. The agreement is up to five years (60 months).
No lump sum – There’s no lump sum to repay at the end of the agreement, unless an optional balloon repayment is set.
Optional balloon repayment – An optional balloon repayment is available, payable at the end of the agreed term. This can help to reduce the monthly payment amount.
You become the legal owner – At the end of the agreement you pay the title transfer fee and become the legal owner of the vehicle.
Finance is secured against the vehicle – If you fail to meet your monthly repayments, the vehicle can be repossessed.

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Company Number: 13935954